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Bank Building

Page history last edited by Dawn Juers 10 years, 7 months ago


BANK   BUILDING  - 8 Cadell Street, Goolwa


This solid freestone building of sawn limestone with brick quoins was built in 1871/72 as a permanent banking premises and residence. Prior to that, it is believed business had been conducted for the local people in a timber hut.


[In his research on the Bank Building Mr W Pretty records that although there was no written evidence, the first Goolwa bank (possibly an agency of the Bank of South Australia) was believed to have been in a temporary timber framed structure located on the land of Thos Goode & Co.

 Mr Pretty suggests a site rental may have been paid by the bank to the proprietor of the store.]


The land where the Bank Building now stands, was originally over three part sections  149, 157 and 158.


The South Australian Banking Company of Adelaide acquired the northern part of Pt section 157 on the 2nd February 1867 for ₤200 from Thomas Richard Sumner, baker, who had purchased the land in 1857. Mr Sumner wished to retain the area of the underground tank, presumably as he needed it for his business as a baker (next door at the Bow fronted shop).


On 26th February 1867, the South Australian Banking Company transferred its wooden office onto the land it bought from Messrs Sumner & E. Cohen,

and disposed of the timber building in 1873 to the South Australian Institute for the sum of ₤25.


 It would appear to be reasonable to presume, that by erection of a freestone premises in 1871/72 the temporary timber-framed office had become surplus to their needs.


It was deemed prudent to have resident staff and to have appropriate premises available for customers. There is no record of the original size of the premises and there seem to be no record of the time the building was wholly a Bank and residence.


Mr Pretty writes that the acquisition of Pt section 158 would have been necessary to provide rear vehicular access to the building, which fronts the pavement of  Cadell Street.







Over the years the so called ‘bank’ has been everything but a bank.

 In 2007 there was a –



Beauty practitioner


Men’s Hairdresser


ANZ Bank agency.


In 1982 the optician conducted his business on the 3rd Tues of the month from 2.30-5.15pm.


In February 1981, Mr W.D. Jolly the then owner, offered the building for sale.  The  advertisement stated that the building has ‘ 9 main rooms, stone store and dwelling at rear. Stone dwelling to street originally built as residence by Bank’.


A plaque on the main building states “This building was erected in 1871-72 for Bank SA” - Sign erected by registered proprietor – W.D. Jolly 1982.


On the extension is another plaque stating “ Bank Building addition 1964. Erected by Mr M.J. Lundstrom for Mr W.D. Jolly, in the tradition of the old stone masons’s craft.”


The building has been researched by the National Trust of SA and considered of historical value. The structure was listed by the SA Heritage Committee, for research in their investigations of the district. (1981)


I’m not sure whether the Bank of Adelaide were in these premises but a notice was placed in “the Southern Argus’ on 5th January 1867 stating that “the Bank of Adelaide, Goolwa will be closed on Tuesday the 8th for Annual Balance”!


Over the years there have been considerable rumours and conjecture on whether there were tunnels running under Cadell Street from the Bank building to Thos Goode’s Store.


Pt Elliot & Goolwa Heritage Survey (1981)

W.A Pretty Collection


Dawn Juers, Local & Family History Room Volunteer (talk 21/8/09)



Back to Mostly Goolwa

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